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<channel>
	<title>Vital Checks</title>
	<link>http://www.vitalchecks.co.uk</link>
	<description>Credit Referencing</description>
	<lastBuildDate>Sun, 12 Sep 2010 15:27:21 +0000</lastBuildDate>
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	<item>
		<title>Employment Status Verified</title>
		<description><![CDATA[Employed All details relating to the applicant&#8217;s current employment (and previous, where necessary) will be checked and verified. A basic salary figure, together with the length of service and position held, will usually determine our final decision, although commission and certain additional allowances may be taken into consideration when appraising the applicant. Self Employed We [...]]]></description>
		<link>http://www.vitalchecks.co.uk/employment-status-verified</link>
			</item>
	<item>
		<title>Previous Landlord/Managing Agent Assessment</title>
		<description><![CDATA[When assessing all applications, a significant consideration is how an applicant has conducted their last tenancy. In instances where applicants have had a tenancy before, references will be obtained from the current or previous Landlord/Managing Agent. This would enabale us to ensure that rental payments have been satisfactory, conduct has been acceptable and notice has [...]]]></description>
		<link>http://www.vitalchecks.co.uk/previous-landlordmanaging-agent-assessment</link>
			</item>
	<item>
		<title>Credit Checks</title>
		<description><![CDATA[We supply details of any recorded adverse credit (CCJ&#8217;s, bankruptcy and voluntary bankruptcy). We will search databases for any County Court Judgements (CCJ&#8217;s) or Individual Voluntary Arrangements (IVA&#8217;s) showing against the applicant&#8217;s name (or their spouse, if it is a joint tenancy application). You will be notified of any adverse credit history and the following [...]]]></description>
		<link>http://www.vitalchecks.co.uk/credit-checks</link>
			</item>
	<item>
		<title>Guarantors</title>
		<description><![CDATA[There may be instances where your applicant may have insufficient information or data available to assess and approve an application on its own merit. In such instances, you may wish to consider the option of including a Guarantor. At Vital Checks, we will recommend the support of a guarantor for the following reasons: Short-term contract [...]]]></description>
		<link>http://www.vitalchecks.co.uk/guarantors</link>
			</item>
	<item>
		<title>Company Applications</title>
		<description><![CDATA[At Vital Checks, we will access information via Companies House and/or the Company&#8217;s accountants, relating to the Company&#8217;s financial status and including: Date of Company&#8217;s last filed accounts Profit or loss figure Assets and liabilities Shareholder&#8217;s funds Names and home addresses of directors within the company and any bankruptcy history showing against their names.]]></description>
		<link>http://www.vitalchecks.co.uk/company-applications</link>
			</item>
	<item>
		<title>Electoral Roll Search</title>
		<description><![CDATA[For each application, Vital Checks will carry out an Electoral Roll search to check for registration details at addresses provided by the applicant. Searches will also be carried out to locate any linked addresses for each applicant that may be found.]]></description>
		<link>http://www.vitalchecks.co.uk/electoral-roll-search</link>
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